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Agri-Business Loans

Financing a Better Future with Yako Bank!


Working Capital, Agricultural/Agro processing of raw materials, Intermediate products, Agri inputs, Equipment acquisition and Grains Trade Finance. Rural transport vehicle/infrastructure and so many more.

Target Groups

Private business, Individual farmers engaged in Agriculture and agro processing. Also cottage industries based on locally available raw materials and labour.

Facility – Type Term Loan / Working Capital
Limit Maximum – UGX 200,000,000


  • Crop raising tenure of the crop plus cushion for marketing & receipt of payment time lag period.
  • Max 48 months for the agro processing, Farm Mechanisation and equipments taken for hiring services to individual farmers, subject to availability of cash flows for repayment of loan.
  • Max 12 months the grain trade finance subject to annual review.
  • 36 Months for tractor financing & 24 months for implements by individual farmers.

The finance could be under Bank’s own scheme or under Govt’s ACF scheme, tie-up arrangement with suppliers of machinery/goods. How till approval from BOU under ACF scheme or non-approval by BOU, the finance shall be under Bank’s own scheme as per terms and conditions of specific scheme.

Our Vision is to be the most trusted financial institution in East Africa.

Our Mission is to provide affordable financial services for the needs of our clients through innovation and professional staff so as to meet the expectations of our stakeholders.

The overriding goals of Yako Bank Uganda Limited are; To increase outreach to the unbanked and to Improve Financial Performance.