Mr. Anchal Kumar Sinha holds a B.A. in Mathematics (Hons) from Patna University – India. He worked for Bank of Baroda for 30 years in various positions and retired at a position of Joint Manager. He also is CAIIB qualified from the Indian Institute of Bankers. He has a rich experience in the Rural Banking and in Priority sector advances.

Mr. Sinha is an expert in Strategic Planning/Retail, Rural Management and Operations, Customer Relationship Management, and Credit Administration and Operations. Mr. Sinha also has a vast experience in journalism and has worked with Indian newspapers for many years and has written articles on various issues for more than 20 years while working for the Bank of Baroda, India.